Many people assume that simply having a will means their estate will avoid probate. Unfortunately, that's one of the most common misconceptions in estate planning. The short answer is no—not every will must be probated, but a will alone does not avoid probate. Whether probate is necessary depend...
One of the first questions many people ask is, "How much does estate planning cost?" It's a fair question. Whether you're considering a simple will or a comprehensive trust-based estate plan, understanding the investment can help you make an informed decision. The truth is that the cost of an e...
If you've ever heard someone say, "I don't want my family to go through probate," you may wonder what probate actually is—and whether it can be avoided. The good news is that many Oklahoma families can avoid probate entirely with proper estate planning. Whether you're creating your first estate ...
If you've started researching estate planning, you've probably heard that everyone needs a trust. Others may have told you that a simple will is enough. So, who is right? The answer depends on your goals, your family situation, and the assets you own. For many families in Tulsa, Oklahoma, a tru...
Don't Leave Critical Medical Decisions to Chance Most people understand the importance of having an advance directive, but many underestimate the importance of completing it correctly. An advance directive is one of the most important legal documents you can have because it allows you to communi...
Tulsa estate planning attorney helping Oklahoma families create wills, trusts, powers of attorney, and customized estate plans designed to protect assets, avoid probate, and provide peace of mind. Learn how estate planning can help safeguard your family’s future.
Long-term care costs can quickly consume a lifetime of savings. In Oklahoma, many families are surprised to learn that nursing home care can cost thousands of dollars per month, often placing enormous financial pressure on spouses, children, and retirees. A Medicaid Asset Protection Trust (“MAPT”...
Naming minor children as direct beneficiaries on life insurance, retirement accounts, or bank accounts can create serious problems for Oklahoma families. Because minors cannot legally inherit assets outright, your loved ones may need to go through a Tulsa County court guardianship or conservatorship process, causing delays, added expenses, and court oversight. Even worse, the child typically receives full control of the funds at age 18 with no protection or guidance. A better solution is to name a properly drafted trust as beneficiary, allowing you to choose who manages the money, control when distributions happen, and better protect your child’s future.
Tulsa families caring for a loved one with a disability must plan carefully to protect eligibility for SSI and SoonerCare. In 2026, updated ABLE account rules—especially the expanded eligibility age up to 46—make these accounts more powerful than ever. This guide explains the key differences between Special Needs Trusts and ABLE accounts, when to use each, and why many Tulsa estate plans should include both. Learn how to avoid common mistakes, preserve government benefits, and create a flexible financial plan that supports long-term care and independence.
If you own property in Owassoor Tulsa, you've probably heard that a Transfer on Death Deed (TODD) lets you avoid probate. And that's true — in the right situation. But here's what many Oklahoma homeowners don't realize: A Transfer on Death Deed is a very limited tool.In many cases, a revocable ...
Funding your trust is one of the most important—and most often overlooked—steps in estate planning. For Tulsa families, a trust that isn’t properly funded can still lead to probate, delays, and unnecessary court involvement. This blog explains what trust funding means, which assets typically need to be transferred, and why beneficiary designations matter. It also highlights how the Tulsa estate planning team at Morris Ratcliff Law helps clients ensure their trusts actually work as intended.
Life Events That Require an Update Births, deaths, marriages, or divorces Changes in financial situation or property ownershipRegular updates ensure your estate plan reflects your family's current needs. Changes in Oklahoma Estate Laws Oklahoma law occasionally changes regarding w...
What is a Power of Attorney? A power of attorney (POA) grants another person authority to make decisions on your behalf. In Oklahoma, you can create a financial POA for money matters and appoint a healthcare agent for healthcare decisions. Why Tulsa Families Need a POA Without a POA, family me...
What is a Special Needs Trust? A special needs trust is a legal arrangement that provides for a child with disabilities without affecting government benefits like Supplemental Security Income or Medicaid. Oklahoma families use these trusts to ensure long-term security for their children. When T...
Understanding Wills in Tulsa A will is a legal document outlining how your assets are distributed after death. In Oklahoma, a properly executed will helps avoid disputes and ensures your wishes are honored. Wills go through probate, which can take time and court fees. Understanding Trusts in Tu...
Why Every Tulsa Family Needs a Will Every Tulsa family should have a will. Oklahoma law requires a valid will to distribute your estate, name guardians for minor children, and avoid unnecessary probate delays. Without a will, the state decides how your assets are divided — often contrary to your...
When people hear “estate plan,” they often think it's something only the wealthy need. But here's the truth: if you own anything—a home, a bank account, a car, or even family heirlooms—you already have an estate. The real question is: who will make decisions and receive those things when you can'...
TRANSCRIPT: [Music] Have you ever heard the word probate and wondered what it means? Most families don't think about it until they're in the middle of it. And by then, it is stressful, time consuming, and expensive. When someone passes away without proper planning, their assets don't pas...
If you are part of the sandwich generation—caring for both your children and your parents at the same time—it is crucial that you know whether or not your parents have an existing estate plan. While the final decisions within their estate plan rest with them, creating a comprehensive estate plan ...
Emilee graduated from the University of Tulsa School of Law with highest honors. During law school, Emilee served as the Native American Law Students Association President, the Public Interest Board Secretary, and as an articles editor for the Tulsa Law Review. Emilee also holds a Bachelor of Arts in psychology from Baylor University where she completed the Baylor Interdisciplinary Core program and graduated with honors.
Not ready to meet with a lawyer yet? That’s okay. Our free checklist walks you through how to write a legally valid handwritten (holographic) will in Oklahoma. It’s a simple guide that helps you make sure your wishes are clear and your loved ones are protected—without needing witnesses or a notary. Download the checklist and take the first step toward peace of mind.