Special Needs Trusts
Protect Your Loved One's Benefits and Build a Secure Future
If you care for someone with a disability, you know how important it is to provide for them—without risking their eligibility for Medicaid, SSI, or other government programs.
That's where a Special Needs Trust comes in.
At Morris Ratcliff Law, we help families in Oklahoma create custom special needs trusts that ensure:
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Long-term financial support
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Government benefits remain intact
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Peace of mind for the future
What Is a Special Needs Trust?
A Special Needs Trust (SNT) is a legal arrangement that holds money or property for a person with disabilities without affecting their eligibility for needs-based benefits like:
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Supplemental Security Income (SSI)
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Medicaid
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Housing and nutrition assistance
The trust pays for things government benefits don't cover—like therapy, travel, education, hobbies, and personal care—while protecting essential services.
Why Do I Need an Attorney for a Special Needs Trust?
Improperly structured trusts can disqualify your loved one from benefits. As a licensed estate planning attorney in Oklahoma, I make sure your special needs trust is:
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Compliant with federal and state law
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Customized for your loved one's situation
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Set up with the right trustee and oversight
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Funded properly and ready when needed
You only get one chance to do this right. Let's make it count.
Types of Special Needs Trusts We Draft:
Third-Party Special Needs Trusts
Funded by parents, grandparents, or others for a disabled loved one. Often used in estate planning.
First-Party Special Needs Trusts
Funded with the beneficiary's own assets (like a settlement or inheritance) to preserve benefits.
Pooled Trusts
Managed by nonprofit organizations and useful for smaller estates.
When Should I Set One Up?
It's never too early to plan. You may need a special needs trust if:
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You have a child with a developmental or physical disability
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A loved one receives SSI or Medicaid
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You're leaving an inheritance to someone with special needs
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You're managing a legal settlement or large gift on their behalf
Why Choose Morris Ratcliff Law?
We bring compassion and clarity to families navigating complex planning.
At Morris Ratcliff Law, you're not a case number—you're a parent, sibling, or caretaker trying to do right by someone you love. We'll help you:
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Understand your options clearly
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Create a plan that lasts
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Gain peace of mind today and security for tomorrow
Schedule a Free Consultation Today
With offices in both Tulsa and Owasso, let's protect your family's future—without jeopardizing the care they depend on.